At a Glance: The Nationwide Multistate Licensing System (NMLS) is a centralized platform streamlining licensing and regulation for non-depository financial service providers in the US. Established in 2008, NMLS simplifies application, submission, and review processes for mortgage loan originators, c…
At a Glance: Fintech lending is a fast-growing area within the financial technology industry that leverages innovative technologies to offer loans and lines of credit faster and more efficiently than traditional banks. Fintech lending also provides loans to niche and underserved markets, such as imm…
At a Glance: Debt and equity are two common options for startup financing, each with their own benefits and drawbacks. Debt capital must be repaid with interest over a set period of time, while equity involves selling a portion of ownership to investors. Startups should consider the specific circums…